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CHAP Questions from Consumers

Questions from Consumers is your opportunity to ask specific questions about Texas CHAP, health insurance, and your rights under federal and state health insurance laws. When you submit a question, it gives us the chance to spread the word by answering it and sharing it with others.

Question

In 2014 the Affordable Care Act will provide an Exchange system for consumers to purchase health insurance. What does this mean and how will it work?

Starting in 2014, Exchanges will allow individuals and small businesses to compare health plans, get answers to questions, find out if they are eligible for tax credits for private insurance or health programs like the Children’s Health Insurance Program (CHIP), and enroll in a health plan that meets their needs. The exchange will allow individuals to enroll in a private or public health care plans. More information regarding Exchanges is available at www.cciio.cms.gov/resources/factsheets/index.html#hie .

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